Dealing With Delinquency

Sometimes, just lowering your monthly payments is enough.

If your monthly bill payments are only slightly higher than what your income allows for, you might not have to look at drastic solutions. Lowering your monthly payments by lowering your interest rates may be all that you need.

Pay off your credit cards.

If you have $5,000 on your credit cards, you are probably paying $1,000 or more each year in interest. Shifting that debt to a lower interest rate means you can now put that money towards reducing your debt load, instead of into your bank’s pockets.

Consolidating your debts may make your payments more manageable.

We can review your debts and your interest rates, to see if debt consolidation is the best solution for you. At the same time, we will also look at the possibility of entirely eliminating some of your debts through debt settlement negotiation.