Everett homeowners in foreclosure:

Learn How to Stop Your Foreclosure Today

Foreclosure help in Everett, WA

Are you struggling with mortgage payments?

If you are financially struggling to the point that you are having a hard time keeping up your mortgage payments, you are certainly not alone. According to Zillow, nearly 8 million American homeowners are underwater on their mortgage, with many more facing significant financial distress. The stress can be overwhelming, and you may be worried about losing your home.

You should know that you may have legal options available that can be used to stop a foreclosure. At the Ark Law Group, our Everett foreclosure bankruptcy attorneys have extensive experience representing financially distressed homeowners in Washington state. We help our clients utilize their rights under the law to protect their home and their overall financial interests. If you are facing foreclosure, you need to act fast. Get in touch for immediate legal assistance.

What you should know about bankruptcy

While there are many different kinds of bankruptcy, chapter 7 and chapter 13 are the most common. Keep in mind, bankruptcy cannot always be used to save your home, and the drawbacks of filing for bankruptcy (a significantly reduced credit score) might outweigh the benefits.

Filing for Chapter 7 Bankruptcy

Chapter 7 bankruptcy, often referred to as a liquidation bankruptcy, can sometimes be used to temporarily halt foreclosure proceedings. One of the key benefits of Chapter 7 bankruptcy is that those who file are entitled to an automatic stay, which offers temporary reprieve from all debt collection efforts, including foreclosure efforts. As Chapter 7 allows filing parties to liquidate certain debts, a person may be able to get back into a financially solvent position so that they can save their home.

Filing for Chapter 13 Bankruptcy

Chapter 13 bankruptcy, often referred to as a restructuring bankruptcy, gives insolvent people an opportunity to create a long-term plan that will help them get back on stable financial footing. For certain Everett homeowners who are facing a home foreclosure, Chapter 13 bankruptcy is the best available option. To qualify for Chapter 13 bankruptcy, you must have a viable debt restructuring plan approved by a court.

Non-bankruptcy alternatives

Filing for bankruptcy protection is not the right solution for every financially distressed homeowner. Ultimately, the answer will depend on your specific situation. All homeowners who are facing a foreclosure should consult with a qualified Everett foreclosure bankruptcy attorney who can review their claim and help them find the best path forward.

At the Ark Law Group, our top-rated team has helped more than 2,000 homeowners get much-needed financial relief. We are proud to be strong advocates for borrowers. If you are an Everett, WA homeowner who is facing foreclosure, we are here to assist you.

Happy couple in Everett, WA

Foreclosure defense options available to you

Foreclosure Defense

Foreclosure Defense

We take on your bank or servicer and make it a fair fight.

Loan Modifications

Loan Modifications

You may be eligible to get your monthly payment lowered.

Short Sales

Short Sales

You can possibly sell your home without owing any more money.



You can potentially save your home and stop foreclosure.

Mortgage Litigation

Mortgage Litigation

If your lender committed fraud we can sue them for damages.

Foreclosure Sale Postponements

Sale Postponements

It's possible to postpone your sale date.

Relocation Incentive Programs

Incentive Programs

You can get paid to either move or sell your home.

Minimum foreclosure timeline in Washington State

Find out what you can expect when faced with foreclosure

Washington State foreclosure timeline

Day 0

Borrower misses first payment

Day 60

Borrower receives Notice of Default (not public record in WA)

Day 90

Borrower receives Notice of Trustee Sale (public record in WA)

Day 210

Trustee Sale: Home is auctioned on the courthouse steps

Day 230

Borrower must vacate the home

Day 237

Bank begins the “trash out” and clean up process

Day 251

Bank lists the home on the MLS

Day 281+

Bank sells home

We’ve helped over 2,300 homeowners get relief

Please answer a few questions to help us connect you with an
attorney specializing in your area.

We respect your privacy. By giving us your information, you agree to be contacted by Ark Law Group by phone at the number you provide. If you prefer, you may call 1-800-603-3525 during business hours for immediate service.

Meet our experienced team

Everett Foreclosure Attorney

Nadia Kourehdar

Managing Attorney
"My personal mission is to revolutionize the legal industry by making high-quality legal representation affordable for everyone."
Everett Bankruptcy Attorney

Kingston Bowen

Lead Associate Attorney
"My mission is to help borrowers navigate the system so they get the relief they need and deserve."
Everett Mortgage Attorney

Amanda Stewart Hause

Associate Attorney
"My mission is to advocate for borrowers who are being treated unfairly by their lenders, and help them find financial freedom."
Short sale approval
letters received
Mortgage Debt
Loan Modification
clients served

Ark Law Group results

We’ve been working hard to get meaningful results for clients like you

Trial Payment Plan
Trial Payment Plan
Everett, WA
January 12, 2017
Trial Payment Plan
Trial Payment Plan
Everett, WA
May 9, 2016
Trial Payment Plan
Trial Payment Plan
Everett, WA
December 22, 2016
Short Sale Approval
Short Sale Approval
Everett, WA
December 15, 2015
Short Sale Approval
Wells Fargo
Short Sale Approval
Everett, WA
April 27, 2016
Short Sale Approval
Short Sale Approval
Everett, WA
December 6, 2016
Everett Washington Attorney

Testimonials from our Washington State
loan modification and foreclosure defense clients

We were very pleased with the way Ark Law group helped us muscle through this difficult process.
Johannes H.
Everett, WA
Love working with Kelby! He makes this difficult process so much easier! Thanks!
Cheryl H.
Everett, WA
I was extremely impressed with Amanda Hause. This was a long process that we had never been through before, we were very thankful to have someone like Amanda to work with. Thank you.
Jennifer G.
Everett, WA
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Are you ready to see what Ark Law Group can do for you?