Scholarship Opportunity

The Ark Law Group Student Voices Scholarship Program is an on-going, quarterly scholarship program, open to all college students in the United States. Each quarter a new topic will be announced and one winner will receive a scholarship of $1,000. Up to 20 students will receive a runner-up acknowledgement and a $50 gift card. The prizes will be awarded to the students who write the best responses on the topic below.

Scholarship Essay Question

A short sale is when a homeowner sells their home and the proceeds are not enough to fully payoff the mortgage debt. The shortage is called a deficiency. In some states the lender is able to pursue the borrower for the deficiency and is able to garnish their wages as a way to recover the money. In other states the lender is prohibited from attempting to collect on the deficiency. What do you think the best policy is and why?


Students must be currently enrolled or accepted for enrollment in a 2-year, 4-year, graduate level or certification program located in the United States.

All entries must be a minimum of 500 and maximum of 1000 words. Original diagrams, schematics, illustrations and photographs may be included as supporting documents.