Tacoma homeowners in foreclosure:

Learn How to Stop Your Foreclosure Today

Foreclosure help in Tacoma, WA

What to do when you’re struggling

If you’re struggling with your mortgage payments, you may find yourself considering filing bankruptcy or foreclosing on your home. While it can be important to act quickly, we encourage you to discuss all of your options with an experienced Tacoma attorney. At Ark Law Group, we’re here to inform you of your options and help you make the best choice for your circumstances.

Contact us today to get immediate assistance.

What you should know about bankruptcy

There are a variety of different types of bankruptcy, although two are most commonly utilized by individuals: chapter 7 and chapter 13. Keep in mind, any kind of bankruptcy will hurt your credit, even though it can be built up again quickly.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is a very fast process and can be used to stave off foreclosure by reducing your non-home debt to free up assets to go towards making good on your past and present mortgage payments. For example, if you have a loan for your vehicle, the bank may take the car. You will be without a vehicle and the loan payments that went along with it and will be able to refocus the income that you have on paying your mortgage.

Chapter 13 Bankruptcy

Chapter 13 is a more long-term form of bankruptcy that lasts for three to five years and requires you to follow a payment plan to repay the debt owed to creditors. You will have the life of your bankruptcy plan to pay back the overdue mortgage payments. This type of bankruptcy is better for your credit score, since you will be repaying your debts, and also typically avoids paying extreme interest rates or late penalties.

What you should know about foreclosure

Sometimes, it is not worth filing for bankruptcy when your home is worth less than what you owe on your mortgage. In fact, 15.4 percent of homeowners, or roughly eight million, are underwater on their mortgage, according to Forbes. For many homeowners, letting the home foreclose and staying in it throughout that multi-month process and continuing to default on their mortgage payments is the best option.

However, while foreclosure enables you to move on with your life debt-free, it can drastically damage your credit and make it difficult to get a loan in the future. Before moving forward with foreclosure, we advise that you should first consult with an experienced attorney. There may be another way out.

Happy Tacoma couple

Pursuing your other options

You may have better options than foreclosing on your home. Our attorneys are here to provide strong yet compassionate assistance in what could be one of the most crucial junctions in your life.

Foreclosure Defense

Foreclosure Defense

We take on your bank or servicer and make it a fair fight.

Loan Modifications

Loan Modifications

You may be eligible to get your monthly payment lowered.

Short Sales

Short Sales

You can possibly sell your home without owing any more money.



You can potentially save your home and stop foreclosure.

Mortgage Litigation

Mortgage Litigation

If your lender committed fraud we can sue them for damages.

Foreclosure Sale Postponements

Sale Postponements

It's possible to postpone your sale date.

Relocation Incentive Programs

Incentive Programs

You can get paid to either move or sell your home.

Minimum foreclosure timeline in Washington State

Find out what you can expect when faced with foreclosure


Day 0

Borrower misses first payment

Day 60

Borrower receives Notice of Default (not public record in WA)

Day 90

Borrower receives Notice of Trustee Sale (public record in WA)

Day 210

Trustee Sale: Home is auctioned on the courthouse steps

Day 230

Borrower must vacate the home

Day 237

Bank begins the “trash out” and clean up process

Day 251

Bank lists the home on the MLS

Day 281+

Bank sells home

We’ve helped over 2,300 homeowners get relief

Please answer a few questions to help us connect you with an
attorney specializing in your area.

We respect your privacy. By giving us your information, you agree to be contacted by Ark Law Group by phone at the number you provide. If you prefer, you may call 1-800-603-3525 during business hours for immediate service.

Meet our experienced team

Tacoma Foreclosure Attorney

Nadia Kourehdar

Managing Attorney
"My personal mission is to revolutionize the legal industry by making high-quality legal representation affordable for everyone."
Tacoma Bankruptcy Attorney

Kingston Bowen

Lead Associate Attorney
"My mission is to help borrowers navigate the system so they get the relief they need and deserve."
Tacoma Mortgage Attorney

Amanda Stewart Hause

Associate Attorney
"My mission is to advocate for borrowers who are being treated unfairly by their lenders, and help them find financial freedom."
Short sale approval
letters received
Mortgage Debt
Loan Modification
clients served

Ark Law Group results

We’ve been working hard to get meaningful results for clients like you

Trial Payment Plan
Wells Fargo
Trial Payment Plan
Tacoma, WA
February 9, 2017
Loan Modification Approval
Loan Modification Approval
Tacoma, WA
January 6, 2017
Trial Payment Plan
Trial Payment Plan
Tacoma, WA
January 2, 2017
Trial Payment Plan
Trial Payment Plan
Tacoma, WA
November 25, 2016
Trial Payment Plan
Trial Payment Plan
Tacoma, WA
July 12, 2016
Short Sale Approval
Short Sale Approval
Tacoma, WA
February 23, 2016
Tacoma Washington Attorney

Testimonials from our Washington State
loan modification and foreclosure defense clients

Ark Law Group was always on top of it and informing myself and husband with what was going on with our sale. They were very informative and answered all questions/concerns we had.
Michelle P.
Tacoma, WA
Katie Comboy has been very attentive and is always prompt on answering any questions that we have in this difficult time in our lives!
Becka D.
Tacoma, WA
I am so thankful of the hard work and dedication that you provided and the guidance to get everything completed. I truly thank your team!!
Denise W.
Tacoma, WA
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Are you ready to see what Ark Law Group can do for you?