Vancouver homeowners in foreclosure:

Learn How to Stop Your Foreclosure Today

Foreclosure help in Vancouver, WA

What to do if you’re facing foreclosure

Thousands of families around the US are impacted by the potential threat of foreclosure every year. Homeowners in Vancouver make up a percentage of those who are impacted with the prospect of losing their homes, and it is often due to external forces beyond their control, such as unforeseen bills, accidents, or even the loss of a job. If you are facing foreclosure, there are steps you can take today to protect your home and reorganize your finances.

With the help of our experienced Vancouver foreclosure bankruptcy attorneys, you can stop the foreclosure process in its tracks so you can maintain your home. Keep reading to get a better understanding of foreclosure and how we can stop it in its tracks.

What you should know about foreclosures

A foreclosure in Vancouver is simply the process a bank or lender undertakes to reclaim your home when you fail to make payments over a certain period of time. When you sign up for a mortgage, you guarantee your loan with the value of your home. This ensures the bank or lender that even if you don’t make your payments, they can get their money back. When you miss or fall behind on even one payment, the bank or lender will begin sending letters that your loan payments are delinquent. After a certain period of time, they will begin the foreclosure process, a three-step process to reclaim your home and sell it so they don’t lose money on their investment.

Foreclosures can be a very frightening prospect that has devastating consequences. Not only do you face potentially losing your home, you also take a massive hit on your credit and potentially disqualify yourself from obtaining a mortgage in the future. To avoid these negative repercussions, our Vancouver bankruptcy lawyers at Ark Law Group are here to advocate for you and provide you with options that may avoid foreclosure altogether.

How to stop foreclosure with bankruptcy

This may seem like an insane alternative to foreclosure, but many Vancouver foreclosures can be halted or terminated by declaring bankruptcy instead. Bankruptcy and foreclosure both have negative consequences, but we highly recommend bankruptcy over foreclosure because you will be able to reorganize your debts or completely eliminate them and you often will be able to keep your home, two things that foreclosure can’t offer you. You may also be able to allow yourself more time to sell your home when you file for bankruptcy, giving you an opportunity to avoid the foreclosure process in its entirety.

At Ark Law Group, we will evaluate if bankruptcy is the best option for your situation but also advocate for you every step of the way. With our experienced attorneys on your side, we will strive to achieve the results you want to protect your home and other assets. Contact us today to get immediate help.

Happy Vancouver couple

Foreclosure defense options available to you

Foreclosure Defense

Foreclosure Defense

We take on your bank or servicer and make it a fair fight.

Loan Modifications

Loan Modifications

You may be eligible to get your monthly payment lowered.

Short Sales

Short Sales

You can possibly sell your home without owing any more money.

Bankruptcy

Bankruptcy

You can potentially save your home and stop foreclosure.

Mortgage Litigation

Mortgage Litigation

If your lender committed fraud we can sue them for damages.

Foreclosure Sale Postponements

Foreclosure
Sale Postponements

It's possible to postpone your sale date.

Relocation Incentive Programs

Relocation
Incentive Programs

You can get paid to either move or sell your home.

Minimum foreclosure timeline in Washington State

Find out what you can expect when faced with foreclosure

Washington-State-foreclosure-timeline.png

Day 0

Borrower misses first payment

Day 60

Borrower receives Notice of Default (not public record in WA)

Day 90

Borrower receives Notice of Trustee Sale (public record in WA)

Day 210

Trustee Sale: Home is auctioned on the courthouse steps

Day 230

Borrower must vacate the home

Day 237

Bank begins the “trash out” and clean up process

Day 251

Bank lists the home on the MLS

Day 281+

Bank sells home

We’ve helped over 2,300 homeowners get relief

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Meet our experienced team

Vancouver Foreclosure Attorney

Nadia Kourehdar

Managing Attorney
"My personal mission is to revolutionize the legal industry by making high-quality legal representation affordable for everyone."
Vancouver Bankruptcy Attorney

Kingston Bowen

Lead Associate Attorney
"My mission is to help borrowers navigate the system so they get the relief they need and deserve."
Vancouver Mortgage Attorney

Amanda Stewart Hause

Associate Attorney
"My mission is to advocate for borrowers who are being treated unfairly by their lenders, and help them find financial freedom."
2,572
Short sale approval
letters received
$241,755,976
Mortgage Debt
Eliminated
2,542
Loan Modification
clients served

Ark Law Group results

We’ve been working hard to get meaningful results for clients like you

Short Sale Approval
Carrington
Short Sale Approval
Vancouver, WA
 
September 1, 2016
Trial Payment Plan
Caliber
Trial Payment Plan
Vancouver, WA
 
January 24, 2017
Vancouver Washington Attorney

Testimonials from our Washington State
loan modification and foreclosure defense clients

Ark Law Group was so professional and I felt I had someone standing up to the banks looking out for my rights within the law. Thank You.
William B.
Vancouver, WA
Lambros is very professional and conscientious in his work. I appreciate his thoroughness in researching all options for me. He has been very helpful.
Sami N.
Vancouver, WA
Being a disabled Veteran, you've provided the relief and support I so desperately needed! The paperwork was overwhelming and confusing but you simplified everything.
James P.
Vancouver, WA
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Are you ready to see what Ark Law Group can do for you?